ESG Integration Framework 03.4.3 Allianz ESG Guideline on Betting and Gambling Screening and assessment criteria Allianz respects national attitudes to recreational activities such Following an assessment of company, sector and country-specific as betting & gambling. As well as a source of leisure activity and ESG risk databases, betting and gambling-related transactions are employment, Allianz understands the potentially negative societal screened on the following criteria: impacts which betting and gambling can have. It is important that operators in this industry understand their impact and take measures Governance risks to reduce any negative aspects. • Potential involvement in illegal activities such as money External Standards and Sources laundering and organized crime The Allianz screening approach criteria are based on Reputational risks • national regulations and • Negative reputational impacts on Allianz stakeholders • standards of best-practice of industry leaders recognized for (investors, customers, business partners, regulators, staff, ...) their corporate responsibility in the sector. Risks associated with betting and gambling • Absence of prevention measures against excessive gambling • Absence of prevention measures against underage gambling • Absence of support for customers with gambling-related behavioral problems, incl. self-exclusion. • Use of improper marketing practices 13