ESG Integration Framework for Investments, which includes the Allianz ESG Scoring Approach (see section 03.6) . Allianz has developed a single approach to ESG integration across insurance and investment lines of business. Nevertheless, due to differing roles as an insurer and an investor (including varying investment processes per asset classes) processes in some cases need to be differentiated. Table 1 provides an overview of the different processes, which are applied across Allianz Group entities. Table 1. ESG Processes across Allianz business lines ESG Process Internal Insurance Proprietary Investments Governance Document Listed Non-Listed ESG Referral Process (03.3) AS RRIM — — ESG Sensitive Business Guidelines (03.4) AS RRIM — — Sensitive Countries List (03.5) AS RRIM — — ESG Scoring Approach (03.6) EFRI — ESG Engagement Approach (03.7.1) EFRI — — ESG Risk Dialogues (03.8) — ESG Exclusion Policies (03.9) AS RRIM, EFRI — — — Asset Manager Mandating, Selection and Review (03.10) EFRI — — ESG business opportunities (03.11) — — — 7